Ultimate No-Bake Banana Cream Pie Icebox Cake: Your Dreamy Easy Summer Dessert
Prepare to delight your taste buds with this utterly dreamy no-bake banana cream pie icebox cake! Layers of crisp graham crackers are transformed into a tender, cake-like base as they soak up a luscious, silky banana cream pudding mixture. Generous slices of fresh, ripe bananas add natural sweetness and a beautiful texture, all crowned with a fluffy whipped topping. This show-stopping dessert is incredibly easy to make, requires no oven, and is guaranteed to be the star of your next summer potluck, family gathering, or simply a delightful treat for a warm evening. It’s the perfect combination of classic banana cream pie flavors with the effortless charm of an icebox cake.

Why This No-Bake Banana Cream Pie Icebox Cake is a Must-Try
This banana cream pie icebox cake offers all the nostalgic charm and incredible flavor of a traditional banana cream pie, but with a significantly simpler preparation. The magic of an icebox cake lies in its effortless assembly and the transformative power of refrigeration. The graham cracker layers, instead of a baked crust, become wonderfully soft and pillowy as they absorb the creamy banana pudding, creating a delightful cookie-like flavor and an irresistibly tender texture. This unique interaction eliminates the need for any baking, making it an ideal dessert for hot summer days when you want to avoid turning on the oven.
The core of this dessert is its incredibly smooth and rich banana pudding layer. This isn’t just any pudding; it’s a carefully crafted blend of softened cream cheese, whole milk, instant banana cream pudding mix, and light, airy Cool Whip. This combination ensures a pudding that is not only bursting with banana flavor but also boasts a luxurious, stable consistency that holds up beautifully when sliced. Each creamy layer is generously studded with fresh banana slices, adding bursts of natural sweetness and a contrasting soft texture. Topped with more whipped topping, this icebox cake is a symphony of textures and flavors that truly melts in your mouth. It’s a quick, easy, and undeniably delicious dessert perfect for any occasion, from casual barbecues to more formal gatherings.

Essential Ingredients for Your Banana Cream Pie Icebox Cake
Crafting this delightful no-bake dessert requires a few simple, readily available ingredients. The beauty of this recipe lies in its straightforward nature, relying on common pantry staples and fresh produce to create an extraordinary treat. Before you begin, gather all your components, ensuring they are at the recommended temperatures for optimal mixing and layering. You’ll find all precise measurements, ingredient quantities, and detailed instructions in the printable recipe card located further down this post.

Ingredient Spotlight & Smart Substitutions
Understanding each ingredient’s role and knowing your substitution options can make your baking experience even smoother and more adaptable.
PUDDING – Our recipe calls for instant banana cream pudding mix for its convenience and robust flavor. This instant variety thickens quickly and contributes significantly to the creamy texture of the filling. If you have difficulty finding instant banana cream pudding, an instant vanilla pudding mix makes an excellent substitute. You can enhance the banana flavor in vanilla pudding by adding a teaspoon of banana extract or even a few drops of banana flavoring, though this is optional. Ensure you use *instant* pudding, not cook-and-serve, as the latter will not set properly for an icebox cake.
GRAHAM CRACKERS – Graham crackers are the quintessential base for icebox cakes for a reason! Their slightly sweet, slightly spiced flavor complements almost any filling, and their porous texture is perfect for soaking up moisture. This absorption process is key to creating those soft, pillowy, cookie-like layers that truly make an icebox cake special. If you’re outside the United States and graham crackers are unavailable, good alternatives include digestive biscuits, which have a similar crumbly texture and mild flavor. Vanilla wafers (Nilla wafers) are another fantastic option, offering a sweeter, more delicate vanilla flavor that pairs wonderfully with bananas.
WHIPPED CREAM – We opt for Cool Whip for its incredible convenience and inherent stability. It comes pre-whipped and holds its structure beautifully, which is crucial for an icebox cake that needs to set firmly. If you prefer a homemade touch, you can absolutely make your own whipped cream. However, it’s vital to use a stabilized whipped cream recipe. Regular homemade whipped cream, while delicious, tends to weep and lose its airy volume over time, especially when layered in a dessert like this. A stabilized version, often made with gelatin or cornstarch, will ensure your layers remain firm and appealing.
BANANAS – The star of the show! Use ripe, but not overly mushy, bananas. They should have a few brown spots, indicating peak sweetness and flavor. Avoid green bananas, which lack sweetness, and overly brown ones, which can become too soft and watery in the cake. Slice them evenly for uniform distribution and an attractive presentation. Keep in mind that bananas brown quickly once sliced; see our expert tips below for how to mitigate this.
CREAM CHEESE – Use full-fat cream cheese, softened to room temperature. This is essential for achieving a smooth, lump-free pudding mixture. Cold cream cheese will result in a clumpy texture that won’t blend properly. The cream cheese adds a wonderful tang and richness, balancing the sweetness of the pudding and bananas, and also contributes to the overall stability of the filling.
WHOLE MILK – Whole milk provides the necessary liquid for the pudding mix to hydrate and thicken, while also contributing to the rich, creamy consistency of the filling. You can use 2% milk if preferred, but whole milk will yield a slightly richer result.
Step-by-Step Guide to Making Banana Cream Pie Icebox Cake
These step by step photos and instructions are here to help you visualize how to make this recipe. You can Jump to Recipe to get the printable version of this recipe, complete with measurements and instructions at the bottom.
- Begin by beating the softened cream cheese in a medium mixing bowl. Use an electric mixer to beat it until it’s light, smooth, and fluffy. This step is crucial for preventing lumps in your pudding mixture.
- Gradually pour in the whole milk while continuously whisking or beating on a low speed. Make sure the milk is fully incorporated and the mixture is smooth before proceeding.

- Add the instant banana cream pudding mix and pure vanilla extract to the cream cheese and milk mixture. Whisk vigorously until the mixture begins to thicken. This usually takes a couple of minutes. The consistency should be thick but still pourable.

- Gently fold in half of the thawed Cool Whip into the pudding mixture. Use a rubber spatula to carefully incorporate it, maintaining as much of the airy texture as possible. This lightens the pudding and adds to its creamy consistency.


- Prepare your 9×13 casserole dish. Spread a thin spoonful of the prepared pudding mixture evenly across the bottom of the dish. This acts as an anchor for the first layer of graham crackers.

- Arrange a single layer of graham crackers over the pudding base, covering the entire bottom of the dish. You may need to break some crackers to fit them snugly and fill any gaps.

- Evenly spread about one-third of the remaining banana pudding mixture over the layer of graham crackers. Use an offset spatula or the back of a spoon to create a smooth, consistent layer.

- Top this pudding layer with a generous, even layer of freshly sliced bananas. Arrange them neatly for a beautiful cross-section when served.

- Repeat the layering process: another layer of graham crackers, followed by another third of the pudding mixture, and then another layer of banana slices. Continue this sequence until you have three full layers of graham crackers, pudding, and bananas.
- Once all layers are complete, spread the remaining half of the Cool Whip evenly over the final banana layer, covering the entire surface of the cake. This forms the creamy, elegant top.

- Cover the dish tightly with plastic wrap and place it in the refrigerator for at least 4 hours. Ideally, chill it overnight for the best results. This allows the graham crackers to soften completely and the cake to set properly.
- Just before serving, garnish your beautiful icebox cake. You can sprinkle it with crushed graham cracker crumbs, pipe elegant swirls of extra whipped cream (not included in the main recipe quantity), and add a few fresh banana slices for a pop of color and freshness.

Frequently Asked Questions & Expert Tips for Success
While many icebox cakes freeze well, this particular banana cream pie version is one that we generally do not recommend freezing if it contains fresh banana slices within the layers. Fresh bananas tend to become mushy and discolored when frozen and thawed, significantly impacting the dessert’s texture and appearance. If you absolutely must freeze this dessert, we suggest omitting the fresh banana slices from the layers entirely. In this case, you would rely solely on the banana cream instant pudding for flavor, and then add fresh banana garnish just before serving. However, for the best quality and enjoyment, it’s best to consume this icebox cake within a few days of preparation and avoid freezing.
To maintain its freshness and delicious texture, store your banana cream pie icebox cake tightly covered with plastic wrap or with an air-tight lid. Keep it in the refrigerator. When properly stored, it will remain delicious for 2-3 days. Beyond this timeframe, the bananas may start to soften excessively and lose their optimal texture. Always ensure it’s well-sealed to prevent it from absorbing any odors from other foods in the refrigerator.
Bananas naturally brown quickly when exposed to air due to oxidation. For the banana slices *within* the layers of the icebox cake, they are mostly protected by the pudding mixture, so browning isn’t a significant issue. However, for any fresh banana slices used as a garnish on top, browning can occur rapidly. To delay this, you can lightly brush or dip the banana slices in a small amount of lemon juice (or pineapple juice, or a commercial fruit fresh product) before placing them on top. Be aware that lemon juice can impart a subtle tangy flavor, so use it sparingly. The best practice is to add any fresh banana garnishes just before you plan to serve the cake.
While the recipe states a minimum of 4 hours, chilling your icebox cake overnight (8-12 hours) will yield the absolute best results. The extended refrigeration time allows the graham crackers to fully soften and meld with the creamy pudding, creating a cohesive, sliceable, and truly “cake-like” texture. Rushing the chilling process can result in crunchy graham cracker layers and a less stable dessert.

Elegant Serving Suggestions
Once your banana cream pie icebox cake is perfectly chilled and set, it’s ready to impress! Serve it cold, straight from the refrigerator, to enjoy its refreshing qualities. For an extra touch of elegance and flavor, consider these garnishes:
- **Crushed Graham Cracker Crumbs:** Sprinkle a fine dusting of crushed graham cracker crumbs over the top for added texture and a visual nod to the base.
- **Piped Whipped Cream:** Use a piping bag fitted with a star tip to create beautiful swirls or dollops of additional whipped cream (Cool Whip or stabilized homemade whipped cream) on individual slices or across the entire top.
- **Fresh Banana Slices:** As mentioned in our tips, add fresh banana slices just before serving to ensure they look their best and don’t brown.
- **Chocolate Shavings:** A few delicate chocolate shavings can add a sophisticated touch and a lovely flavor contrast.
- **Caramel Drizzle:** A light drizzle of caramel sauce can elevate the dessert, complementing the banana flavors beautifully.
These small additions can turn a simple dessert into a truly memorable presentation.
Explore More Irresistible Icebox Cake Recipes
If you loved the ease and deliciousness of this banana cream pie icebox cake, you’re in for a treat! Icebox cakes are a fantastic category of no-bake desserts, perfect for any season. They’re simple, satisfying, and always a crowd-pleaser. Discover more delightful variations to add to your recipe collection:
- Oreo Icebox Cake
- S’mores Icebox Cake
- Lemon Icebox Cake
- Mixed Berry Icebox Cake
- Strawberry Icebox Cake
- Chocolate Icebox Cake
- Lemon Blueberry Icebox Cake
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Banana Cream Pie Icebox Cake
IMPORTANT – There are often Frequently Asked Questions within the blog post that you may find helpful. Simply scroll back up to read them!
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Ingredients
- 8 ounces cream cheese softened
- 2 ½ cups whole milk
- 5.1 ounce instant banana cream pudding mix 1 box
- 2 teaspoons pure vanilla extract
- 16 ounce Cool Whip thawed, plus more if you wish to pipe a swirl on top for decorating
- 14.4 ounce graham crackers 1 box or 3 sleeves
- 4 large ripe bananas
Things You’ll Need
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13×9 baking dish
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Hand mixer
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Rubber spatula
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Mixing bowls
Before You Begin
- Do not add whipped cream swirl or banana slice on top until just before serving or the bananas will turn brown. You can rub a little lemon juice on banana slices to maintain their color, but this will change the flavor a bit.
- You will have a couple spare graham crackers after assembling the icebox cake. These can be crushed by placing them in a plastic baggy and rolling over them with a rolling pin.
- *Whipped cream or Cool Whip for the swirled garnish is not included in the recipe quantities.*
- Store, covered with plastic wrap or an air-tight lid, in the refrigerator for 2-3 days. The bananas will not thaw well if frozen, so this is not a good one to store in the freezer.
Instructions
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Beat cream cheese in a medium mixing bowl until light and fluffy.
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Pour in milk, while whisking or beating on low speed.
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Add pudding mix and vanilla extract and whisk until mixture thickens.
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Fold in half of the Cool Whip.
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Spread a spoonful of the pudding mixture in the bottom of a 9×13 casserole dish.
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Place a single layer of graham crackers to cover the dish.
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Spread about 1/3 of the pudding mixture over the graham crackers.
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Top pudding layer with a layer of freshly sliced bananas.
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Continue layering graham crackers, pudding, and banana slices to make three layers total.
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Top the final banana layer with the remaining Cool Whip.
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Place in the refrigerator for at least 4 hours to set up.
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Garnish with graham cracker crumbs, a whipped cream swirl, and/or fresh banana slices.
Nutrition
The recipes on this blog are tested with a conventional gas oven and gas stovetop. It’s important to note that some ovens, especially as they age, can cook and bake inconsistently. Using an inexpensive oven thermometer can assure you that your oven is truly heating to the proper temperature. If you use a toaster oven or countertop oven, please keep in mind that they may not distribute heat the same as a conventional full sized oven and you may need to adjust your cooking/baking times. In the case of recipes made with a pressure cooker, air fryer, slow cooker, or other appliance, a link to the appliances we use is listed within each respective recipe. For baking recipes where measurements are given by weight, please note that results may not be the same if cups are used instead, and we can’t guarantee success with that method.









